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&
Suraksha

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icon Your Insurance Partner

Insurance
Generation
To Empower

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icon Your Insurance Partner

Life Happy
Insurance
Protection

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All-Inclusive Security

Customized Insurance Solutions for Every Requirement

We offer complete insurance options designed to safeguard your family and business. Utilizing our industry experience and customer-first values, we guarantee you find the best coverage at the most affordable rates. Our advisors assist you in making complex insurance choices with ease.

Life Protection
1

Life Protection & Financial Peace

Protect your family's future with complete life insurance plans that offer financial safety and peace of mind for your dependents.

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Health & Medical
2

Medical & Health Coverage Plans

All-inclusive medical plans covering hospitalization, critical illnesses, and medical bills with cashless claim options.

Get Protected
Motor Coverage
3

Vehicle & Motor Coverage Security

Complete coverage for your automobiles and two-wheelers against collisions, theft, third-party liability, and natural calamities.

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Life Protection
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Health & Medical
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Who We Are

We Are a Professional and Trustworthy Insurance Broker

Kushal Insurance Brokers Pvt. Ltd. stands as one of India's premier direct insurance brokerage firms, delivering an extensive array of risk management and insurance options. Established by Mr. Kushal Barde, our enterprise is committed to enhancing insurance literacy in both rural and urban areas. We assist businesses and individuals in understanding the vital importance of insurance and its contribution to the nation's economic growth. We firmly hold that insurance is more than basic protection—it serves as an economic catalyst that guarantees operational continuity and fosters national financial stability.
  • Best Insurance Agency
  • Trusted & Experience
  • Dedicated Support & Security
  • Board Composition
  • Key Managerial Persons
  • Board Committees
To spread insurance awareness across India, empower individuals with career opportunities, provide transparent and need-based solutions, ensure efficient claim support, and strengthen India's economic resilience through risk protection.
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
To be India’s most trusted and accessible insurance partner, ensuring protection and financial security for every individual, family, and enterprise.
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
About Our Company
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Our Core Services

Professional Insurance Services for Every Step of Your Journey

Health & Medical

Complete health insurance covering hospitalization expenses, daycare surgeries, critical illness benefits, and cashless claims at network hospitals.

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Business Protection

Safeguard your business with property insurance, liability coverage, and professional indemnity policies to defend against business disruption risks.

Protect Business
Life Protection

Secure your household's future with term plans, savings policies, and pension plans. Financial protection against life's uncertainties with tax savings benefits.

Secure Your Tomorrow
Motor Coverage

All-inclusive and third-party cover for cars, bikes, and trucks. Protects against damage, theft, third-party liability, and includes roadside assistance.

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Property Protection

Safety coverage for houses and business premises against fire, natural calamities, theft, and structural damage. Protects building structures and assets.

Protect Property
Travel Protection

Travel coverage for local and global journeys covering health emergencies, trip cancellations, lost baggage, and flight delays. Includes round-the-clock worldwide help.

Travel Safe
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FAQs

Clear Answers to Your Insurance Queries

Get clarity on insurance with our comprehensive FAQ section. We address common concerns to help you make informed decisions about protecting what matters most to you.
Which parameters determine my policy premium?
Insurance premiums are determined based on parameters like age, health status, lifestyle, sum insured limits, policy tenure, and past claims. For auto policies, factors like car model, age, and location are also evaluated. We provide customized quotes to secure the most competitive rates for your coverage.
What is the typical timeline for claim settlement?
The claim settlement timeline usually ranges between 7 to 30 days based on the complexity of the case. For cashless medical treatments, approvals are typically issued within 2 to 4 hours. We have optimized our workflows to support speedy settlements: 95% of health claims are finalized within 15 days, and 90% of motor claims within 20 days. Correct documentation and assistance from our claims team help speed up the process.
How do comprehensive and third-party policies differ?
A third-party policy covers legal liabilities for injuries or property damage caused to outsiders by your vehicle. A comprehensive policy provides third-party coverage along with self-damage protection for your vehicle against accidents, theft, fire, and natural disasters. We advise selecting comprehensive protection for complete peace of mind, particularly for newer cars. Our team can help you pick the best policy depending on your vehicle's age.
Is there coverage for pre-existing medical illnesses in health plans?
Generally, medical insurance policies cover pre-existing illnesses after a waiting time of 2 to 4 years. We offer policies featuring shorter waiting durations and specialized coverage features. It is essential to disclose your medical background during purchase to prevent future claim processing issues. Our medical coverage advisors can help you find plans that accommodate your history.
Can I update my coverage or add riders at a later stage?
Certainly, you can boost your insurance protection by choosing add-on covers such as critical illness benefits, accidental death riders, or hospital daily cash during policy renewal. Updates to increase sum insured values or add dependents are easily managed at renewal. We suggest consulting with our specialists annually to verify that your insurance aligns with your requirements. Advice is always free of cost.
Insurance Consultation
Claim Assistance
Customer Service Team

8563 +

Saticfied Custimer

50 +

Expert Team

100 %

Client Satisfaction Rate

10 +

Awards Winning
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Get In Touch

Easy Way to Get Our Popular
Insurance Services

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Phase 01

Choose Your Plan

Pick the insurance policy that matches your needs—whether Life, Health, Motor, or Commercial Insurance. Our diverse plans offer full protection for your family.

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Phase 02

Speak with Advisor

Get in touch with our certified insurance specialists for custom guidance. We evaluate your needs, compare the best quotes, and help you select with complete transparency.

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Phase 03

Get Covered

Complete the documentation easily and get your policy issued quickly. With Kushal Insurance Broker, you enjoy hassle-free onboarding, reliable coverage, and dedicated claim assistance whenever you need it.

Insurance Broker Meeting with Happy Clients

“The advisors helped us find the ideal health insurance cover from a wide range of plans. As independent brokers, they clarified all the features and secured a policy that saved us 20% on premiums. Their professional approach is highly commendable.”

Rajesh Kumar

Family Health & Medical Customer

“As an entrepreneur setting up a new venture, I was uncertain about choosing the right insurance plan. Kushal Insurance Broker evaluated eight distinct alternatives and recommended the ideal corporate package. Their claims support has been incredibly helpful for our enterprise.”
Priya Sharma

Priya Sharma

Small Business Owner

"Having worked with Kushal Insurance Broker for two years, I can confidently state they are excellent advisors. They have helped our household with medical, life, and vehicle insurance policies from various providers, securing competitive rates each time. Their post-purchase support is outstanding!"
Amit Desai

Amit Desai

Long-term Brokerage Client

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